ok First timers, money is still available! We have some programs available to receive down payment assistance for your purchase, but of course once its gone its gone!
Now is still a fantastic time to buy. Prices have not been this good, and selection is still here. There are alot of fixer uppers and move in ready homes that can be bought for the right price. Speaking of the fixers, we also have 203K loans available. These are FHA backed loans that also provide the money needed to fix up the home. So you end up being able to buy a home with low down payment, and get a dose of cash to fix it up at the same time. Call or email and I can get you in touch with the right people!
As the year closes, don't say let's just wait till next year! The nicer homes are going fast.